20+ years of financial planning experience
WELCOME TO RCS FINANCIAL PLANNING
Helping you organize the
pieces of your financial puzzle
For over 20 years, we have assisted countless high income professionals and retirees in improving their financial lives. By analyzing and strategically evaluating the individual pieces of your puzzle which makes up your financial situation, we create a holistic, comprehensive plan that provides a cohesive, successful post retirement with improved returns.
OUR CORE VALUES
Creating lifelong relationships with our clients
Being a fiduciary means we’re legally obligated to act in your best interest, always. Your needs are put ahead of ours and the advice we provide is designed specifically for you.
We have the freedom to do what is right for you and your circumstances, without the pressure to sell financial products.
We don’t just worry about one piece of your financial puzzle. Instead, we offer everything from financial and retirement planning to tax planning and investment management.
ABOUT OUR PRESIDENT
Ted Toal, CFP
I'm Ted Toal, CERTIFIED FINANCIAL PLANNER™, and I've worked in financial services for over 20 years. I stepped away from the mainstream financial sector when I became aware of many firms' aggressive sales tactics. To offer a positively focused alternative to brokerage firms, I started my firm 19 years ago. The foundation of RCS Financial Planning services is integrity and transparency. I believe that managing your money and investments should be uncomplicated. I provide straightforward, relevant and actionable advice to pre-retirees and retirees, high-earning individuals and business owners.
I live in Davidsonville, Maryland, with my wife of 23 years. I have three sons and an English yellow lab named Finn. In my spare time, I enjoy CrossFit and supporting the Cystic Fibrosis Foundation.
MEET THE TEAM
Your partners for the long run
Amanda Clouser, CFP®, CFA
PartnerSchedule an introductory call with Amanda
Kent Groff, CFP®
Financial plannerSchedule an introductory call with Kent
Financial plannerSchedule an introductory call with Bridget
START YOUR FINANCIAL JOURNEY
Find peace of mind with
a plan that works for you
Your life is unique and so are your finances. An RCS Financial advisor will meet you where you are with an individualized plan and one-on-one support to help you reach your goals. Together, we’ll plan a secure financial future.