Should I stay or Should I Go? What to do when you receive a large inheritance Losing a family member is hard, and I remember when I lost my own father at 27. The choices...
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Bad things tend to happen to family wealth when individuals read, watch, or listen to too much news. It’s natural to react to a flood of information with fear, excitement, or confusion. These reactions can ...
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When Will Social Security Run Out? Most of us have been paying into the Social Security program our entire working life. We’re counting on receiving some of that money back in retirement, but headlines warn...
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Introduction If you’re retired or approaching retirement, it’s essential to understand the role taxes play over your lifetime. Income taxes can significantly impact your tax bill and retirement income, and failing to plan for your...
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As you approach budgeting and planning for gifts of all sorts and sizes, it’s important to first think about what GIVING means to you. For some, that will bring up a sense of love and...
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When can you file for Social Security? Since President Franklin D. Roosevelt signed the Social Security Act in 1935, the question that has troubled most Americans as they near retirement is: “When can you file...
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Financial Planning for Women. Is it different? No…and also yes. The financial industry is still firmly dominated by male advisors, so as a female financial advisor, I’m often asked how financial planning for women is different....
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The Maryland 529 Plan What is the best 529 plan for Maryland residents? It’s a question we get often from our clients here at RCS. Maryland offers residents an excellent 529 plan, the Senator Edward...
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What is IRMAA (Income Related Monthly Adjustment Amount)? Did you receive an updated Social Security Administration benefits statement and notice extra monthly premium amounts for your Medicare Part B & D coverages? If so, you’re not...
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