Financial Planning Is Fun -
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Achieve peace of mind with an optimized financial plan
HOW CAN WE HELP YOU?
Addressing your biggest concerns
Between optimized saving, balancing tax decisions, and knowing where to invest your money, you realize the execution and management of your financial life requires a holistic view.
You also desire to be worry free so you can fully engage in life while also making sure you’re on track when it comes to your financial goals.
We can help address your following goals:
The desire to develop a long-term relationship with an advisor who will guide you and your family
Your prioritization and value of expert advice who you can delegate to do the heavy lifting
Your motivation to optimize your money
Our Process of getting to know each other
Are We a Fit?
You’ll get to meet us either in-person, over the phone, or virtually, during which we get to know each other very well. We believe it’s important that we are both comfortable in this new relationship.
We understand you have a lot of financial decisions to make and not enough time to do it all on your own. Our goal is to clearly present your options and considerations so you can make more effective and more informed decisions that are best for your family.
That’s why we are here! Delegate to us so you can focus on work, family, and fun.
Let’s get to work — We call it the “Get Organized Meeting”
There are many things we’ll need to know about you in order to give our best advice. There are documents to collect, issues to discuss, and brainstorming to be done. Most importantly, we want to find out exactly what you’d like to accomplish.
Assessment and Proposal Meeting
We’ll show you the precise next steps to execute on your opportunities and overcome your challenges. You’ll leave this meeting knowing exactly how we’ll answer your critical questions and how to tackle both your short-near and long-term goals.
Ongoing Accountability and Execution
We do our part, and we make sure you do yours. You can expect regular communication and meetings.
We like to stay current on what’s going on with you and the life you are building, which is why you can expect:
- A semi-annual review of your overall financial picture and the progress you’ve made to date
- Action items for all parts of your financial life including investing, tax planning, career decisions etc.
- Ongoing investment management and advice for your workplace benefit and retirement plans
Outside of regularly scheduled meetings, you’ll hear from us regularly for:
- Annual tax return review and W4/withholding optimization
- Monthly RCS newsletter sharing relevant news and action steps, and
- Anytime there’s a pertinent action item
We also expect you to come to us whenever there’s been a significant life change such as a
career shift, compensation change, or if you’re planning to buy a home or start a family.
WHAT DOES IT COST?
We keep our fees simple and clear
- Financial Planning Fee
Your one-time upfront financial planning fee will be: $0 - $4,000*
- Monthly Financial Planning Fee
Your monthly financial planning fee will be: $0 - $300*
- Investment Management Fee
Expenses should consume as little as possible from your investment returns. We collect this fee quarterly, in advance, directly from your investment accounts.
| Account value | Annual fees |
|---|---|
| First $1,000,000 | 1.00% |
| Next $2,000,000 | 0.75% |
| Above $3,000,000 | 0.50% |
We review fees every 12 months. If your financial circumstances have changed, your fee may also change. *When the assets we manage on your behalf exceed $500,000, we waive additional financial planning fees.
JUST BEGIN!
Get to know us with a complimentary
15-minute introductory phone call
STILL HAVE QUESTIONS?
Review our commonly asked questions
We work only for you. We don’t work for a bank, the insurance company, or a fund company. When we make a recommendation for an investment selection or insurance coverage, we do so because we believe it’s best for your situation, not because we are paid for it (because we aren’t!). We are compensated only by you for our expertise and advice.
Our clients can be generally grouped in the following ways:
Ambitious Professionals
Ambitious Professionals are in their 30s and 40s with W2 income of $200,000 or more, $300,000 or more for dual-earning households. They are in their prime earning years —and they make the most of them! They most often are in the process of buying new homes, considering job offers, and growing their family. At this point, every financial choice in one area impacts the next.
We are experts at navigating the complexities of these critical wealth-building years.
Business Owners
Most business owners manage a moderate-sized business (100 or fewer employees) with revenue of $500k to $15M. They may be considering expansion or succession/exit plans and must ensure their business success will translate to long-term financial security.
We have a proven history of helping business owners establish and manage retirement plans to the betterment of their families and employees.
Pre-retirees and Retirees
Pre-retirees and retirees are in their 50s or beyond and need to get organized for the next phase of life. They might be considering traditional retirement or a downshift in career to accommodate a desired lifestyle. The process of efficient spending in downsizing the assets accumulated require careful tax planning.
We specialize in tax planning for effective retirement income preparation.
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