Financial Planning for Young Professionals Who Want Clarity and Control
Straightforward financial planning for early- and mid-career professionals navigating income, taxes, investing, equity compensation, and major life decisions—without sales pressure or guesswork.
Fee-only • Fiduciary • Advice-driven
You’re Doing Well Financially—But Unsure If You’re Making the Right Moves
Many young professionals earn strong incomes, save consistently, and still feel uncertain about whether their financial decisions are actually working together.
You may be asking:
- Are we saving enough—or too much?
- Why do our taxes feel so high?
- What’s the right way to invest beyond a 401(k)?
- How should we think about stock options, RSUs, or bonuses?
- Are we making smart decisions as life gets more complicated?
The problem isn’t effort or intelligence.
It’s trying to make big financial decisions without a clear plan.

Schedule a no-obligation introductory call.
Meet Amanda Clouser, CFP®
Amanda Clouser works with young professionals and families who want clear direction with their money—not conflicting opinions or product pitches.
She understands that early financial decisions carry long-term consequences, and that good planning is about building momentum without overcomplicating life.
As a CERTIFIED FINANCIAL PLANNER™ professional, Amanda helps clients:
- Make confident, informed financial decisions
- Build sustainable habits early
- Adjust plans as careers, income, and priorities evolve
Amanda focuses exclusively on financial planning for younger professionals and is supported by the broader experience and resources of RCS Financial Planning.


What Financial Planning Looks Like in Real Life
Financial planning isn’t about predicting the future—it’s about making better decisions today while staying flexible as life changes.
- Cash flow and savings strategy
- Investment planning and account structure
- Student loans and debt strategy
- Equity compensation and benefits planning
- Major life decisions (home purchase, career changes, family planning
- Long-term goals without ignoring today
This is ongoing, advice-driven planning—not one-time plans and not product sales.
A Simple, Practical Planning Process
We start by understanding where you are today—income, cash flow, savings, investments, debt, and goals.
We create a personalized plan that connects your money decisions into a clear, workable strategy.
As your career, income, and life evolve, your plan evolves with you—so you stay on track without constant stress.
Is This the Right Fit?
This is a good fit if you:
This is not a good fit if you:

Part of RCS Financial Planning
Amanda’s work with young professionals is part of RCS Financial Planning, a Fiduciary Financial Advisor firm based in Annapolis, Maryland.
Amanda focuses on helping younger clients build a strong foundation—so future decisions are easier, not harder.
Start with a Simple Conversation
If you want clarity around your finances—and a plan that adapts as your life changes—a short introductory call is the right place to start.

