You have a vision for how you would like to spend your retirement. But, most people have not begun their retirement planning because let's face it, life is busy! And, if you're like most people, you likely face the problem of not knowing what you need to do to reach your goals and live the retirement you desire.
At RCS Financial Planning, we guide our clients throughout their retirement and answer all of these questions and more. With our retirement planning services and expert advice, you'll be on your way to a worry-free retirement!
Social Security Planning
Understanding your benefits is key to planning your best retirement chapter. Social Security is part of the retirement plan for almost every working individual and while the details are plenty, we’ll cover the complexities together. Being able to replace your income as a qualified retiree/family is something we’ll discuss in order to determine what you need to do to remain successful.
Tax Planning
For those who have accumulated wealth, taxes can be one of the largest expenses, but one we can work to minimize together. From tax-efficient investment strategies to working closely with your trusted tax professionals, we’ll develop proactive solutions to ensure your money remains in your pocket.
Comprehensive Financial Planning
The first step to improving your financial health is an in-depth analysis of your behavior, habits, beliefs and mindset. With education and support, we’ll help you navigate the competing priorities for your hard-earned dollars. And, we will coordinate with your other trusted professionals to ensure your needs are aligned and cohesiveness is met.
Investment Planning & Management
Accumulation of wealth and the development of your portfolio are important components of any financial plan. Our goal is to generate competitive, consistent returns for our clients that ultimately meet their objectives over multiple market cycles. No matter where you’re at now, we’ll work to craft your plan and stay with you every step of the way.
Our Fees
A fee-only firm, with your best interests at the forefront of our services.
Investment advisory fees are billed quarterly, in advance; calculated using the value of accounts we manage on your behalf, based on the last business day of the prior billing period.
Account Value
Annual Fee
$0 - $1,000,000
1.0%
$1,000,000 - $3,000,000
0.75%
$3,000,000 and Above
0.60%
Ongoing Financial Planning may include an upfront charge ranging from $0 - $4,000 and/or an ongoing fee that is paid
monthly, in arrears, at the rate of $0 - $300 per month.
Clients with more than $350,000 in Assets Under Management will receive ongoing financial planning at
no additional cost.
We review the fee every 12 months. If your financial circumstances have changed, your fee will also
change.
Interested in Learning More?
Through a unique process that prioritizes you and the goals you have in mind, we’ll determine how we can best serve you.
Social Security Planning
Understanding your benefits is key to planning your best retirement chapter. Social Security is part of the retirement plan for almost every working individual and while the details are plenty, we’ll cover the complexities together. Being able to replace your income as a qualified retiree/family is something we’ll discuss in order to determine what you need to do to remain successful.