About Us – RCS Financial Planning
Your Local Fiduciary Financial Advisor in Annapolis, MD
If you’re retired or within a few years of retirement, you need more than investment advice. You need a financial advisor who understands how to turn savings into reliable income, manage taxes year-by-year, and help you protect your spouse and family. That’s what we specialize in here in Annapolis.
230+
Clients Served
25+
Years of Experience
$270m+
Assets Managed
Presdient – Financial Advisor
Ted Toal, CFP®
I’m Ted Toal, CERTIFIED FINANCIAL PLANNER™, and I’ve worked in financial services for over 20 years. I stepped away from the mainstream financial sector when I became aware of many firms’ aggressive sales tactics. To offer a positively focused alternative to brokerage firms, I started my own firm 23 years ago. The foundation of RCS Financial Planning services is integrity and transparency. I believe that managing your money and investments should be uncomplicated. I provide straightforward, relevant, and actionable advice to pre-retirees, retirees, high-earning individuals, and business owners.
Residing in Davidsonville, Maryland, I’m grateful to share my life with my wife of 27 years, our three remarkable sons, and Finn, our lovable English Yellow Lab. Outside of work, I’m passionate about strength training and golf, and I’m committed to giving back through my involvement with various charitable organizations.
Partner – Financial Advisor
Amanda Clouser, CFP®, CFA
I’m Amanda Clouser, CFP®, CFA. I started my career in 2004 and worked on the corporate side of several financial services institutions, including S&P, ING Direct (now Capital One) and TIAA. I learned a lot about the industry and profitability along the way but felt disconnected to the yearly pursuit of corporate objectives. I joined RCS Financial Planning to help ambitious families and business owners maximize their financial potential. I enjoy getting to know each of my clients and helping them solve unique financial puzzles.
I live in Annapolis, Maryland, with my husband and two sons. I graduated from JMU with a B.S. in Quantitative Finance, acquired the designation of Chartered Financial Analyst in 2008, and obtained my CERTIFIED FINANCIAL PLANNER™ certification in 2018.
Find peace of mind with
a plan that works for you
Your life is unique and so are your finances. An RCS Financial advisor will meet you where you are with an individualized plan and one-on-one support to help you reach your goals. Together, we’ll plan a secure financial future.