Expert Financial Planning – On Your Terms

Pay only for the time you need with our dedicated hourly planning services—no asset management or subscription fees—just personalized advice when you need it.

Our Financial Planning Approach: Pay Only for the Time You Need

Truly Hourly Financial Planning

When we say hourly, we mean it. At RCS Financial Planning, we offer Financial Planning with no asset management or subscription fees. While we provide asset management as a separate service, we wouldn’t charge or recommend it for clients seeking hourly planning. Our hourly model ensures that you receive top-tier service and expert financial advice, regardless of whether your net worth is $1,000 or $100 million.

Our Financial Planning Services

A comprehensive plan (the most cost-effective option) encompasses all four of the following areas, but we also offer the flexibility to provide advice individually and as needed.

Cash Flow/Retirement Counsel

Receive a detailed plan and expert advice tailored to help you efficiently and effectively achieve your financial goals.

Investment Analysis

We analyze your investment strategies relative to your goals, risk tolerance, and time horizon, providing specific, personalized recommendations.

Risk Management

Evaluate your insurance needs, including the amount, type, and duration, based on your unique goals. We also review your Property & Casualty policies.

Tax Planning

We provide strategies to minimize your tax liabilities and optimize your financial situation, ensuring compliance with tax laws while maximizing your savings.

Our Financial Planning Process is Simple

Initial Contact: After reviewing our site, contact us to arrange an introductory phone call. During this call, we will briefly discuss your financial planning needs and schedule a no-obligation initial meeting, which can be virtual or in-person.
Initial Meeting: At this meeting, we will answer your questions and gather enough information to provide you with a firm quote for our initial services.
Engagement: Once you engage our services, we will collect any additional required data, perform an in-depth analysis of your current financial situation, and develop a clearly written plan
Presentation Meeting: We will review our recommendations with you in detail and answer any questions you might have. We may also present alternate scenarios to illustrate the financial impact of various decisions.
Implementation: After finalizing your plan, you will have everything you need to act on our recommendations. If you desire, you can engage our Client Service Team to help implement your plan.
Ongoing Support: A good plan is never finished. Most clients continue to engage our services for regular review meetings, to answer questions as they arise, and to adapt to changing life circumstances.

low complexity

$3,500-$5,000

For individuals and families just starting their financial journey
Focuses on building a strong foundation for future wealth
Ideal for those seeking basic budgeting, savings strategies, and introductory investment guidance

moderate complexity

$5,000-$7,500

Tailored for professionals advancing in their careers
Addresses the challenges of balancing multiple financial goals
Covers comprehensive retirement planning, education funding, and sophisticated investment approaches

high complexity

$7,500-$10,000+

Designed for business owners, executives, and high-net-worth individuals
Tackles intricate financial situations and wealth management needs
Encompasses business succession planning, advanced tax strategies, estate planning, and complex investments

Schedule a Consultation with Our Expert Advisors Today

Get personalized financial advice from our experienced team.